body  {background: #FFFFFF fixed;
	   margin: 0 0;
	   padding: 0 0;
	   text-align: center;}

div  {color: #000066;
	  font-family: "Times New Roman", Times, serif;
	  font-style: italic;
	  font-size: 12pt;
	  text-align: justify;
	  padding: 0 0;
	  margin: 0.5em 1em 0 1em;}

table  {margin: 0;
		padding: 0;
		border-spacing: 0;
		border-width: 0;}

tr, td {vertical-align: top;}

h3  {color: #003366;
	 font-family: "Garamond", times;
	 text-align: right;
	 font-size: 14pt;
	 margin-right: 1em;}

h4  {color: #003366;
	 font-family: "Garamond", times;
	 font-style: normal;
     font-size: 13pt;
	 text-align: right;
 	 margin-right: 1em;}

.h5  {color: #00008b;
	 font-family: "Times New Roman", times;
     font-style: italic;
	 font-weight: bold;
	 font-size: 10pt;
	 line-height: normal;
  	 text-align: right;
	 padding: 0 0;
	 margin: 0 1em 0 0;}

.menu  {font-size: 10pt;
		font-weight: bold;
		font-style: normal;
		font-family: "Times New Roman", times, serif;
		color: #808090; 
		text-align: left;
		text-indent: 0;
		line-height: normal;
		margin: 0.7em 0 0.7em 0.6em;
		padding: 0;}

.separate {text-align: right;
           text-indent: 0;
	       line-height: normal;
		   margin-top: 0.8em;}

a:link {color: #0033bf;}
.menu a:link {color: #333388;}
a:visited {color: #b64444;}
a:active {color: #bb0000;}
a:hover {color: #bb0000; text-decoration: none;}

td.bcgrnd {background: url('images/bcgrnd.gif');}

td.bcgrndLine {background: #c0c0c0;}

td.header1 {background: #C0C0C0;
			color: #FFFFFF;
			font-family: "Garamond", "Times New Roman", times;
			font-size: 16pt;
			font-weight: 700;
			letter-spacing: 0.1em;
			text-align: right;
            vertical-align: middle;
			margin: 0;
			padding: 0;}

td.header2 {background: #88889f;
			color: #FFFFFF;
			font-family: "Times New Roman", times;
			font-size: 8pt;
			font-weight: 600;
			line-height: 200%;
			text-align: left;
			vertical-align: middle;
			margin: 0;
			padding: 0;}